Most people have become so accustomed to listening to disinformation that they instantly become afraid of the real paranormal. For example, if I say to you that the evil one or the dark lord is at work in the world, you automatically think that I'm preaching Christianity to you even though the dark lord or the evil one is a universally accepted phenomena that means the unseen evil force that's behind the scenes, but because you're affected by the images that you see on your television set or that you see at the movies you cannot get past it being Christianity even though I'm speaking purely from a universal platform. 

Also because you're accustomed to listening to a lot of nonsense, you have trouble grasping new concepts that don't come with a musical chorus line since you want to be entertained rather than talked to like an adult. The time has come for you to start thinking like an adult because there are certain forces that are at work in the world and that are going to continue to make things extremely difficult for you. 



You being an American does not make you immune, it makes you a target for evil because there is a debt that has to be paid, and the dark lord is going to collect on that debt whether we like it or not because you see those before us freely accepted the gifts that were given and now the rest of us are left to face the punishment for their past transgressions. However, I have no fear of the world that is to come because I know for a fact that I'm going to live on in this world as well as in the world that is to come because I have already secured my future. 

I am not in this field for the money and have not accepted a single advertising dollar and have also not signed a lengthy government contract to become a disinformation agent and nor have I appointed myself as one, so you can be assured that Carmichael Wolfe "The Eclectic Novelist" will not trick you into believing a lie.

I have been broadcasting and writing about the paranormal without any financial incentive. I am simply trying to help you obtain a state of enlightenment while others are simply trying to sell you their latest book or DVD. 

In the following radio episode that I'm going to provide the link for below, I talk about The Troika which is Russian for three and I also explain what happened to a Hispanic man that was raped by a male demon that he met at a nightclub in Orange County California. 



Demons are inter-dimensional beings and they have powers that we can't fully comprehend. For example, this particular demon was able to disguise himself as a white female before revealing his true nature and before raping his victim while staring into his face and while breathing on him. 


The kinds of paranormal encounters that I discuss during my program are too terrifying for Hollywood to put on the Silver Screen. 


If you're a true horror fan or a true fan of the paranormal or know of someone that is, they will definitely be interested in Lyceum Of The Wolfe because I bring the kind of unique material that cannot be found anywhere else. 


Ladies and gentlemen only the truly enlightened can understand what I'm saying because it takes a higher level of consciousness to fully comprehend the fact that the entire paranormal paradigm hasn't been revealed. 


Now just to let you know. I don't use any profanity during my show because my show is for young and old alike and you will hear ghost stories as well as stories about demons and Extraterrestrials and UFOs. I cover all aspects of the paranormal which means that I give you the truth when it comes to aliens. We aren't the only ones that are doing the observing. 


The aliens or the Extraterrestrials are also observing us, however, the mainstream media mavens (i.e., The 3Ms) refuse to tell you the truth because they're afraid to go on an Extraterrestrial stakeout because they realize that they can be abducted by the aliens and that they might not be returned which has been the case with some humans and animals and pets. I provided some details on Twitter that the mainstream media mavens can use if they really want to explore the subject of UFOs, however, I'm certain that The 3Ms won't conduct an Extraterrestrial stakeout because their lives will be changed forever if the aliens get their hands on them since they have been denying the truth for a number of years. The 3Ms can visit Redlands California if they want to conduct an Extraterrestrial stakeout and the pseudo alternative media can join them since some of the individuals that make up the pseudo alternative media are just as jaded as the mainstream media.


Well, here's the link that will allow you to learn about The Troika and about The Ghosts of Bakersfield California and about The Demon in the Royal Blue Dress and about El Diablo


http://www.blogtalkradio.com/lyceum-of-the-wolfe/2013/04/11/mysterious-occurrences


Never forget that we are blessed to be Americans and that the United States of America is still the greatest nation on earth. 




Carmichael Wolfe "The Eclectic Novelist"
 
 
You will meet a lot of people that will claim to be interested in the truth, however, the paranormal is too difficult for them to handle. These same people will host other paranormal shows that take a taboo approach to the entire subject since they themselves are afraid of delving into the real phenomena. 

I give you the paranormal in its raw and uncut form because this is the only way that it should be presented. If you love Paranormal Truth then Lyceum Of The Wolfe is definitely for you because I pull no punches and give it to you straight. 

On 3/13/2013 I talked about the Superimposed Reality and about our reproductive system being a simulation of the original creation, however, those that cannot think outside the box cannot perceive the truth in my statements since they are locked in a reality that has been created for them by the television and by certain handpicked men and women of the cloth that have been sanctioned to teach them the very things that will keep them from understanding the Paranormal Universe that we all live in. 

The paranormal paradigm includes much more than most people are aware of since they're simply used to hearing the same people repeating what others have said before them. I bring never before heard of concepts and truths for the truly enlightened since our planet is more mysterious than anyone can even imagine. 

However, people with absolutely no understanding of any kind only seek after those that are dedicated to bringing them the standard creationist argument and the standard explanations for what God is or is not and for what human beings are and are not. God is energy and the kind of energy that can take on somatic form. Genesis 32:24-32 



Nothing can be formed or exist without energy and everything has an electrical signature as previously stated. Without the energy that is transmitted from the sun everything would die. I was given the name, "The Stygian Scientist," as a child due to my excellent test scores in science. 


The answers are out there, however, a state of enlightenment will never be realized by listening to the same group of people who just keep repeating the same hypnotic statements over and over again since they are designed to keep you in the dark. My statements are based on independent research as well as on certain paranormal experiences that I've had ever since I was in the crib. Plus I have precognition and do not need anyone's permission or approval to bring forth the truth since this is America and since we have a First Amendment right and since the Government is not in the business of appointing official spokespeople that deal with the Paranormal Universe and this is why the Government does not have the right to stop an organization from awarding a PhD in Metaphysics. 


In episode Twenty Four, link provided, I explain the Superimposed Reality as well as the simulation of creation.


http://www.blogtalkradio.com/lyceum-of-the-wolfe/2013/03/14/mysterious-occurrences




In episode Twenty Five, link provided, I explain what will happen if and when the malevolent Extraterrestrials attack. 


http://www.blogtalkradio.com/lyceum-of-the-wolfe/2013/03/28/mysterious-occurrences




Carmichael Wolfe “The Eclectic Novelist”

Host and Creator of Lyceum Of The Wolfe

Paranormal Investigator

Citizen Journalist

Author of The Playground

Independent Producer









 
 
While I was conducting a live show on 02/20/2013 a male spirit entered the room or the office space where I was broadcasting and he remained in the enclosed space until I completed the broadcast, however, I finished the show even though I was temporarily startled by the unexpected appearance of the uninvited specter that just showed up out of nowhere.

This has happened while I have been conducting other live shows that have been centered around the paranormal, however, since I’m a professional, I always complete the show even if the ghost or spirit moves near to me and causes my voice to fluctuate while the ghosts is temporarily interrupting my train of thought due to its electrical signature that is completely different from a human being and from a demon or a devil.

You see when you’re a paranormal investigator, and when you have dealt with the varying degrees of the paranormal like I have, you simply learn to work through these sorts of things, however, those that conduct shows that are centered around the mundane generally don’t have to deal with apparitions since the only people that are listening to them are humans, which makes their shows a little easier to do since ghosts tend to cause one to want to jump out of their skin once they first appear since their electrical signature interacts with our skin or with our nerve endings, which is indeed what causes the uneasy feeling. This also happens when Extraterrestrials come around and when one either feels the presence of one of their space crafts or witnesses it with their naked eye. The person does an involuntary double take or a triple take depending on how close the paranormal entity is to their comparative position and some have even fainted after being unexpectedly touched by an Extraterrestrial or by a demon or by a devil or by an EPP or by a ghost.

Now what I will tell you is that some Eternal Protoplasmic Projections or EPP are often drawn to certain subjects since many of them were actively engaged in the study of parapsychology while they were alive and still remember what it was like to be on a quest for the truth despite everything that the Whitepaper Scientists/Artificial Intelligence Operatives might have told them and others throughout their life time.

The Eternal Protoplasmic Projections or disembodied spirits are also interested in aiding the paranormal investigators that have come after them and that have dedicated themselves to the paranormal paradigm and to finding answers to some of the perplexing questions that have haunted men and women for years.

I am on a quest for the truth and have been on this journey ever since I was a child and will do my absolute very best to bring forth the truth, and this is why I have continued to broadcast even though I have had certain visitors that have shown up from the other side while I have been doing a live show, however, a professional continues to do the show no matter what, and he or she is not deterred by the specters that are interested in listening in or that might be interested in keeping the truth from coming out.

Some radio host believe in editing their shows, however, I want the listeners to connect with a real person that isn't reading from a teleprompter or from an autocue or from a piece of paper, and that is dedicated to bringing them the paranormal in its rawest form despite what might be going on around him.

I don’t believe in editing my shows and this is why they are all conducted in a live format since I want the listeners to understand what’s going on behind the scenes.

Paranormal investigators that were active during the sixties and the seventies didn't edit their material and they also didn't include music during their audio recordings because they wanted the listeners or the researchers that were going to come after them to understand the seriousness of what they were dealing with, and dressing up an audio recording tends to take away from the original intent since the listening audience should be able to experience what the person is experiencing while they’re providing the information, which essentially means that If the paranormal investigator/radio host is startled by the sudden appearance of a visitor that’s from the other side, it should be reflected in their presentation, so that the backdrop can be shared with the listening audience at a later date since they need to understand what’s going on behind the scenes and what some paranormal investigators are experiencing.

The original Exorcist that was filmed in 1973 still terrifies people to this very day and it has never been duplicated despite the best special effects because you see it was filmed with the seriousness that the subject matter deserves and you didn't have a group of nonsensical skeptics that know nothing at all about the paranormal, and that have had no real world experience, controlling the narrative from behind the scenes. All aspects of the paranormal deserve to be treated in the very same manner as the original Exorcist including Extraterrestrial Manned Aircraft or UFOs and Extraterrestrial Entities. I approach the paranormal with the seriousness that it deserves, which is indeed what I try to capture during my radio broadcasts, which is the underline reason that I don’t believe in editing since I must give it to you straight since the paranormal is as real as it gets.

The male spirit entered the room on 02/20/2013 shortly after I started describing the stages of demonic possession as well as what eventually transpired with the two African Americans that were demonically possessed. Again the spirit remained in the room with me until the program concluded.

True professionals keep rolling no matter what, and this is why I continued with the program despite the unexpected appearance of the male ghost that got a little too close for comfort at times.

I have been talking about the paranormal and about the Extraterrestrials, who are indeed known as the gods in certain circles, ever since I could talk, and used to freak my elementary school teachers out because they could tell that I had been visited and that I was speaking the truth since my very first experience with the paranormal or with the other side of this superimposed reality that we call life happened while I was still in the crib.

The war is for the mind and I first realized that we were living in a superimposed reality after observing the clouds as a child because you see the clouds that I observed didn't behave like normal clouds because they didn't move and the wind had absolutely no effect on them whatsoever and they effectively revealed the presence of the entities that were watching us humans from a distance, and if you allow the malevolent entities that are on the other side of this reality or the humans/thought police that want to control your thoughts to keep you from speaking out about the paranormal, then you have already been defeated since there is no honor in keeping quiet about the paranormal.

Below is a link to the show. See if you can pinpoint the precise moment that the ghost entered the room. 



http://www.blogtalkradio.com/lyceum-of-the-wolfe/2013/02/21/mysterious-occurrences



May your nights and days be filled with the answers that you seek.


Carmichael Wolfe “The Eclectic Novelist”

Host and Creator of Lyceum Of The Wolfe

Paranormal Investigator

Citizen Journalist

Author of The Playground

Independent Producer


 
 
Have you ever stopped to ask yourselves why there’s such high level governmental huggermugger or reticence surrounding UFOs and Aliens?

Or why there have been certain government sanctioned spokespersons (i.e., Scientists/Artificial Intelligence Operatives) that have deliberately separated UFOs and Extraterrestrials from the paranormal paradigm where they belong?

You see certain people that are in high places and that love power and money don’t want those that are not in the know to realize that aliens and UFOs have demonic qualities since it's much better for them and for their offspring if everyone just remains in the dark and accepts the Artificial Intelligence Operatives/Whitepaper Scientists and The Ruling Class as the merciless and unquestioned rulers of the human kingdom since a number of the self professed skeptics have started to take a second look at what many have been saying for years, which effectively means that people want answers and that they are no longer content with simply allowing a few self appointed and government appointed physicists to give them a collection of highly insulting and patronizing explanations that are supposed to explain why Extraterrestrials and Extraterrestrial Manned Aircraft or UFOs or EMA cannot and do not exist despite the millions of eyewitness accounts.  



The undeniable fact that some human beings of sound body and mind and of varying backgrounds and ethnicities are currently experiencing many of the very same things that are well documented in the unedited version of the Holy Bible that Mauro Biglino translated in an effort to bring the truth to light; is proving to be an eye opener for those that don’t already know the truth since the material that is contained in the Holy Bible has to do with the Extraterrestrial Manned Aircraft that were around in biblical times and long before. The aforementioned information is proving to be extremely disturbing for some people because it confirms the existence of certain physical beings as well as the existence of good and evil since humans are having contact with malevolent entities as well as with good ones and since the Extraterrestrials possess the same oppressive influence and power over human beings that everyone has always been told that the demons and devils have.  

Below you will find a link that will allow you to see a clear display of demonic possession. The people that are experiencing the phenomena on the film are not insane. The Extraterrestrials can also control human beings from a distance while using mind control or a form of possession.

Link for Demonic Possession

Link for audio file that describes the stages of demonic possession and the possessed

Carmichael Wolfe “The Eclectic Novelist”

Host and Creator of Lyceum Of The Wolfe

Paranormal Investigator

Citizen Journalist

Author of The Playground

Independent Producer

 
 
Now I know that I've spoken about the ubiquitous ancient evidence for UFOs and for Extraterrestrial Entities, however, what I’m disclosing during this particular episode has to do with something that is often overlooked. You see the ancient art work and the ancient text were not available to all of the persons that made up the ancient civilizations since only a few were allowed to read or to handle or to even see the full extent of the art work as well as the accompanying text. It is my contention that the Ancient African cave paintings, which were not seen by all, were indeed an Ancient UFO File that was intended for the privileged few that got to see them. In addition, the ancient text that have been found and deciphered by modern day humans also fall into the very same category as the ancient artwork because you see only those that belonged to a certain class of people could be trusted with the secrets of the civilization. Plus only a select few were taught to read in many of the past civilizations, who by the way didn't have the same kind of national educational system that can be found throughout the continental United States. 


This is something that is often overlooked since most people aren't familiar with the history of the world, and only look at what’s taking place within the 21st Century, which is a mistake because it skews their view when it comes to UFOs and Extraterrestrials. You see in today’s modern society everyone is given the opportunity to learn and to view what was once withheld from the general population, and most people believe that things were the same in ancient times when they were not. The ancient African cave paintings have been preserved because everyone didn't have access to them. The cave paintings as well as the text were reserved for certain upper level members of the then society and they were supposed to be passed down to future generations of the hierarchy. These ancient historical records were indeed the secret UFO files of the day, and this is why a great many of the survivors of the great civilizations that came and went have absolutely no knowledge of what the elders of their civilization knew. The guarding of the aforementioned information is the very reason that the remnants of these past great civilizations have to learn about them from the western scientists that have deciphered the code that was previously hidden from them since their family lineage was not a part of the upper echelon.

Friends what many world governments are currently doing with respect to the Extraterrestrials is nothing knew because secret communications with UFOs and with Extraterrestrials have always been kept from the general public, however, many truth seeking soldiers and paranormal investigators and lovers of history like myself have discovered the secret Ancient UFO Files and are now bringing them to the light, so that all can know what happened in the times of our collective ancestors.

Do not allow those (i.e. the misguided Scientists/Artificial Intelligence Operatives)  that are motivated by racial hatred to convince you to discount what your ancient African Ancestors had to say about the Extraterrestrials simply because you are Caucasian or simply because you belong to a different race because you see the record is there for all to behold, and we must approach the UFO and Extraterrestrial phenomena as a unified species and we must not allow others to separate us or to keep us from achieving a higher level of consciousness. We are planetary citizens and must act accordingly and must also realize that our human consciousness knows no borders, which means that we can listen intently when a man like Dmitry Medvedev has something to say and especially when it pertains to Extraterrestrials or to Extraterrestrial Manned Aircraft, which are otherwise known as UFOs.

In closing I just want to reiterate the fact that the Ancient Secret Non-Terrestrial Files consist of the aforementioned Ancient Artwork as well as all of the Ancient Text that have to do with Extraterrestrials and with UFOs or Extraterrestrial Manned Aircraft, In addition, the ancient records themselves reveal UFO Sightings and UFO Contact and Extraterrestrial Sightings and Extraterrestrial Contact as well as Non-Terrestrial Experimentation and startling Alien Abductions. The entire body of the Ancient UFO Files goes far beyond Area 51 and far beyond modern day government installations and it also goes well beyond the files that the US Government as well as the other governments are presently keeping in a coordinated effort to protect those that do not fall into the category of the 4 to 5 out of every ten people that can reasonably handle the truth about UFOs and Extraterrestrials.

The withholding of UFO and Extraterrestrial files by governments or by those that are at the very top of the civilization is nothing new, and the A.I.O (Artificial Intelligence Operatives) are just keeping with the tradition due to their closeness with “The Ruling Class” and due to their status as trusted members of the scientific community, which is a group that is revered by the general public just like the High Priests were revered during the times of Jesus Christ. 


Accompanying audio file.

http://www.blogtalkradio.com/lyceum-of-the-wolfe/2013/01/23/mysterious-occurrences
 
 
For those that are capable of accepting more than just what we’re seeing on the evening news, the antiquity-based-humans or the ABHs have painted us a road map that can clearly be seen throughout their writings and throughout their art work, and this undeniable road map speaks of the Extraterrestrial Entities that have been visiting our planet for an incalculable number of years since no one really knows for certain when it all started since the visitations could have been going on for thousands of years before anyone decided to write them down and before anyone decided to depict the visitors in various forms of art that can be found throughout the entire world.

Is it merely a coincidence that Africans as well as Chinese are seeing Extraterrestrials and UFOs?   

Is it merely a coincidence that certain individuals are trying to downplay what Dmitry Medvedev said with respect to the Extraterrestrials that are visiting our planet and that are living among us?

The American based scientific community as well as the American based mainstream media cannot control what others do and say when it comes to Extraterrestrials and UFOs, so we ought to take this into consideration before rejecting the idea that certain Extraterrestrials and UFOs exist. Another thing that should be taken into consideration is the fact that the current Russian Prime Minister and former President, Dmitry Medvedev was not trying to influence the American naysayers when he made the statement about Extraterrestrials. Nor was he trying to persuade the Russian people to accept what many of them already have. His statements were made with the understanding that all of the microphones were turned off, which should tell the rest of the world that he was simply conveying the truth based information to a small group of individuals in the media.

The antiquity-based-humans dealt with the Extraterrestrial phenomena much like Dmitry Medvedev did on December 7th 2012 because like him they were thoughtful enough to provide future generations with True To Life Paranormal Encounters that clearly tell us that we are not alone and that there’s much, much more to this life than anyone has ever suspected.

Carmichael Wolfe “The Eclectic Novelist”

Host and Creator of Lyceum Of The Wolfe

Paranormal Investigator

Citizen Journalist

Author of The Playground

Independent Producer


 
 
As someone that worked in the insurance industry for a number of years, and that regularly rents cars to travel cross country, I can honestly say that it is often best to pay for the rental car company's insurance and here's why. 

By using your own insurance carrier that doesn't offer accident forgiveness or a zero deductible insurance policy, you expose yourself to the possibility of having to pay your comprehensive deductible to the rental car company for whatever damages that they claim weren't there prior to you taking possession of the rented vehicle that purportedly had no damages to speak of prior to the contract being signed. In addition, points will be added to your driving record and your insurance rates will increase if a claim is filed on the basis of a collision, and if it exceeds a certain dollar amount, which certain less than honest rental car companies will make sure happens. The claim will be for 1000.00 or more which will earn you one or two points on your driving record depending on whether or not the accident resulted in a bodily injury claim, meaning that the other party suffered injuries that resulted in medical treatment of some kind.

The Department of Motor vehicle takes these kinds of accidents seriously because the driver is potentially a threat to public safety since automobile accidents often result in permanent paralysis or in death, and if there's no bodily injury involved why have a point added to your driving record for a minor collision that may or may not be your fault when you can just as easily use the rental car company's insurance?  

Some insurance carriers issue automobile insurance policies that will automatically cover the insured driver for high coverage while they're driving through a different state. For example, California requires 15,000/30,000 for bodily injury and 5,000 for property damage; however, some states require higher coverage, so the policy will cover the driver at a higher limit based on whatever the state's requirement might be, which could be 25,000/50,000 for bodily injury and 15,000 for property damage. Not all insurance companies provide this kind of added coverage and this is why liability coverage from the rental car company might just be the best way to go since there's a specific limit on most insurance policies which means that the driver is ultimately responsible once that limit is reached unless they have a personal umbrella policy that covers them for up to 1,000,000. And even a million dollars in coverage isn't enough in some cases where bodily injury is involved and especially if the injured party requires long term care for the rest of their life. 

Without the aforementioned automatic increase in coverage the driver is responsible for the difference, which could result in a civil suit, and this is indeed why a thorough check of the individual insurance coverage is advisable prior to taking a road trip since you might not have adequate coverage. Plus you should always check to see what the insurance requirements are for the state that you'll be visiting if you plan to use your own insurance carrier instead of taking the liability and comprehensive and collision coverage that's offered by the rental car agency. 

Credit card companies vary when it comes to renting a vehicle and most are only secondary, meaning that the driver must have his or her own personal auto insurance policy before they are covered by the credit card company and this is why the cardholder must read the terms of the credit card before renting a vehicle since the devil is in the details. 

A good example of the devil being in the details is the fact that Diners Club will allow you to rent a car for up to 45 days where as American Express will not allow you to rent a car with coverage for longer than 30days. Visa will allow a rental in your country of origin for up to 15 days and if you're outside the country you can rent  for up to 31 days. MasterCard allows World and World
Elite cardholders to rent for up to 31 days and all other cards are limited to 15 days. Discover allows up to 31 days for personal use and 45 days if the rental was made on a Discover card that was granted to a business or to an organization.  

In addition, Discover does not cover loss of use charges. (the going rate to rent the vehicle on a daily basis) American Express, MasterCard, and Diners Club want to see the fleet utilization  log before they'll pay reasonable loss of use charges. They take this approach because they want to make absolutely sure that the company suffered an actual hardship by not being able to rent any other vehicles in its place, which means that the customer will have to pay the going rate for the vehicle while it's in the repair shop. This will also include administrative fees that are associated with filing the paperwork for the loss of use, which I might add isn't covered by all automobile insurance policies which is why the driver must check with their insurance company prior to renting a vehicle that they expect to be fully covered by their personal automobile insurance policy.

Visa has been known to pay the loss of use fees, however, the driver should check with their individual credit card company before assuming that the loss of use fees will be covered if there's an accident or if the car suffers non-accident related damages that require it to be taken out of commission.

Gold Cards will cover most rented vehicles for theft as well as for physical damage which means that they generally cover much more than most lower ranking credit cards since pickup trucks and U-Hauls and suvs and motorcycles generally aren't covered by all credit card providers. Before  renting a car the cardholder should find out from their credit card company which vehicles are covered and which ones are not because the rental car company isn't responsible for keeping up with what each credit card company covers, which means that the consumer is ultimately responsible at the end of the day since the rental car company offers their own insurance to cover whatever they're renting.

Rental car coverage in other countries is always based on what the individual sovereign country will accept as acceptable insurance coverage despite what the insurance carrier or the credit card  company might say. For example, anyone traveling to Mexico must obtain Mexican insurance prior to traveling to Mexico because the individual driver can be arrested if he or she is found to be without an insurance policy that is acceptable to Mexico. Americans have been jailed after getting into an accident while traveling on a Mexican road since no one ever advised them that their American car insurance or that their credit card company coverage is not accepted by Mexico since they have their own requirements as a sovereign nation. I have met several people who had their cars impounded in Mexico after getting into an accident. The car wasn't returned since they didn't have the proper insurance. This is why a letter of permission is needed from the lending institution prior to a brand new car being taken across the border since the laws are different and since the vehicle might not be returned. This has happened to a number of people that didn't know the rules and that just assumed that the laws were the same as they are here in the United States. 

Canadian liability insurance is also a good thing to obtain from your insurance carrier or from a reputable place that offers it prior to traveling to Canada. Again sovereign nations have their own laws.

Something to remember before renting a vehicle: An elderly gentleman was told by a rental car company employee that he had to back the rental car into a tight space that even the most skilled driver would have trouble negotiating, and after he ran into the side of the building and hit another vehicle in the process the repair bill came up to $6,000 which caused his insurance to increase by $600.00 for a period of three years. Plus he had to pay his $500.00 deductible to the rental car agency since his policy provided comprehensive (fire and theft) as well as collision, which covers hit and run accidents as well as at fault collisions, which is collectively determined by the car insurance industry to be 51% of the driver's fault.

What happened with the elderly gentleman is what often goes on behind the scenes when you advise certain unscrupulous rental car companies that you want to use your own insurance and that you have deductibles on your personal auto insurance policy. The rental car companies are not regulated by the Insurance Commissioner and use out of state individuals that routinely rule against the driver and this is why it's best to purchase their insurance because you walk away without impact since the vehicle is covered by the car rental policy and since you don't have to file a claim through your own insurance company, which could potentially impact you for 36 months if you don't have accident forgiveness. 

These are just some of the things to consider before signing a rental contract. Most insurance carriers won't take the time to educate their customers and the rental car companies are not responsible for educating the public since their business model only allows for profits and for sustained business. The car rental agencies cannot be blamed for the general public's lack of understanding or because your individual insurance carrier has neglected to inform you about your coverage or because you have failed to ask for a policy review prior to renting a car. 

Be smart and ask for a policy review prior to renting a vehicle and do not assume that your credit card company is going to cover you in the event that you get into an accident because most credit card companies require you to have your own personal automobile coverage and will only cover the difference once you reach your policy limits or if you have a towing bill that's the result of the car accident.


Carmichael Wolfe "The Eclectic Novelist" 

Host of Lyceum Of The Wolfe    
Paranormal Investigator 
Citizen Journalist
Author of The Playground

 
 
“Eternal Protoplasmic Projections” are for all intents and purposes ghosts. And they confirm for us human beings that we do indeed live on and that there is no end to our humanly existence because you see the ghosts that are routinely encountered can readily tell us their names as well as the details of their lives prior to being transformed into Eternal Protoplasmic Projections that have no expiration dates. 
 
The fact that these ghostly human forms can exist as E.P.P. or as Eternal  Protoplasmic Projections poses a real threat for the scientists/atheists that frequently tell us that we simply live and that we die and that we cease to exist after performing a certain set of perfunctory biological functions that they refuse to believe were designed by the Original Intelligence or by God himself. 
 
Did  the rain producing clouds as well as the soil and the plants and the trees miraculously appear on the scene without any encouragement from the undeniable intelligence that’s behind them? Why are the aforementioned elements the perfect ingredients for sustaining human life if there’s no design behind them? And why do we need oxygen to survive if our lungs were not designed to function off of the freely given substance that was not manufactured inside a laboratory? Why is there an end to the circumference of the human eye? And why is the human eye proportionate to the human form when it could very well be the size of a hippopotamus eye since we are expected to believe that no one is behind our uniquely human form? Who is directing the orchestra and who is responsible for the sun providing the life saving rays that are responsible for agriculture? And why doesn’t the sun simply end all life on earth if there’s no design behind human life or behind animal life because surely the sun can’t possibly know that it is responsible for providing an environment that is conducive to life on earth? 
 
The scientists/atheists don’t have the answers and they never did and they never will because you see creation is beyond the scope of their finite intelligence and they are merely grasping at straws while trying to make themselves look good, however, they are fully cognizant of the fact that “The Gospel of Science” is nothing more than junk science since evolution cannot  be reproduced inside a laboratory. I reject Philosophical Science since it is nothing more than wild speculation and since it is nothing short of the religion of the atheists that refuse to accept the existence of the Original Intelligence, however, I fully embrace Empirical Science since it is what I learned while coming up and because it is also what was used by my father when  he worked in the aerospace industry. In addition, The O.I. or The Original Intelligence designed the set of laws that make Empirical Science possible. If man did not establish the laws of physics who did? Did the laws of physics evolve? I think not. Because you see the laws of physics existed prior to the creation of human beings and the scientists/atheists which are nothing more than Artificial Intelligence are simply exploiting that which already existed prior to human beings coming on the scene. 
 
God or the Original Intelligence used a form of physics to create us and to create the universe and we have been permitted to utilize a portion of the physics that were used, however, we will never be permitted to use everything because we cannot be allowed to become like the Original Intelligence because  you see we are far too violent of a species to be allowed to wield that kind of power because it wouldn’t be long before we would set out to challenge those that created us and before we would make war with those that were created before us and The O.I. or The Original Intelligence which can be seen or interpreted as plural for those that don't believe in a single creator would have to step in less we become extinct through means of a coalition of paranormal entities. 
 
Our power is limited for a reason and we should be thankful that it is because the moment that we show that we are on par with the gods, is the moment that we must be set back by means of a Cosmic EMP, which is what was used to start us over and which is what is always used to start us over as a species, so don’t be  surprised when the cosmic reset button is pressed since our collective technological progress is being closely monitored despite what the scientists/atheists want to admit and despite their plans to stop the reset from occurring in their life time since they obviously view themselves as being much, much smarter than those that came before them and that experienced the involuntary reset. The Cosmic EMP affects all electrical devices including our brains and this is why knowledge is lost and why we must start over from scratch.
 
Remember the foolhardy blacks that occupied Atlantis and that dared to defy the gods or the Extraterrestrials that were monitoring their technological progress? Atlantis was sacked by a group of matter based  Extraterrestrials that were determined to stop the disease of defiance from spreading throughout the entire planet since this is the home of the homo sapiens. Are we the next Atlantis since Empirical Science has encompassed the entire world and since we have a universal language that’s called English and since we have demonstrated that we are no longer children and that we want to explore the rest of the universe just like The O.I.? Perhaps we shall find out in the not too distant future. The signs are there for anyone that has the ability to perceive them. Have you ever considered why it is necessary for us to be called human beings or homo sapiens? Is this classification only for us humans to be able to recognize ourselves as human or as earth dwellers or is it also for the other non terrestrial creatures to be able to identify us as another life form? Who are we announcing our presence to and why did we leave a recorded greeting (33-rpm gold plated record of Camelot) on the moon if no other creatures are out there and why did we feel the need to define our species or to lay claim to the moon if no one else is out there? Are we expecting a mass visitation in the not too distant future and is this why some people are saying that they feel that something big is coming? Did John F. Kennedy acknowledge the existence of Extraterrestrials and could this be why the Camelot record was left by the Apollo Astronauts? I'll allow you to draw your own conclusions.  
 
Now let me just state for the cosmic record of report that “Paranormal Activity” is undeniably real because you see unlike Philosophical Science which is replete with racist evolutionary principles, Empirical Science, which is also known as hard science, created certain devices that have allowed us to capture the phenomena on film and on audio recordings, which is what the uninitiated have been clamoring for, however, paranormal investigators such as myself realize that there is absolutely no substitute for the human body because while our electronic devices might fail under pressure, the human body never lies and you will get the very same feeling while encountering a ghost or a demon or an angelic being that you will get while encountering an Extraterrestrial Entity that’s visiting our planet.   
 
Below is a link to my word press blog that will allow you to listen to various on demand episodes that I’ve done with respect to paranormal activity. You will also be able to read the transcripts as well as the accompanying commentary and you will learn a great deal about the paranormal entities that are visiting our realm. Don't believe the hype about no one knowing what's out there simply because a few handpicked mouth pieces are trying to deceive you and because they can't offer any answers. I know and have known for a very long time and did not obtain my knowledge from those that are in the dark. Don't limit yourselves to a few well known personalities because they simply do not have a monopoly on the truth and others like myself are dealing with real life paranormal activity and with the kind of paranormal entities that would cause a lesser man to need psychotropic drugs or a stiff shot of whiskey on a constant and daily basis.

I need neither.



http://carmichaelwolfe.wordpress.com/2012/06/29/lyceum-of-the-wolfe/ 
 
 
What I provide during my radio episodes cannot be found on the evening news. It’s real life paranormal activity and it’s the kind of material that would even terrify the best Hollywood writers since it deals with real life Demons and with Eternal Protoplasmic Projections and with Angelic Beings and with Extraterrestrials and with Shadow People and with other Supernatural Occurrences and with other Supernatural Creatures and with Numerical Communications that are taking place between me and the deities that are working behind the scenes.  
 
I Carmichael Wolfe "The Eclectic Novelist" saw the numbers 11:11 five times yesterday, and four were in a row, and on various electronic time keeping devices, and the fifth was when I was about to retire for the night. 
 
11:11 is the mark of a specific set of angelic beings and it means that they are around and that they want you to know that they’re with you. 
 
 
May your nights and days be filled with the answers that you seek.
 


 
 

Like many of you I started out as the ultimate skeptic, and I mean I didn't believe in anything except the existence of God, however, after experiencing certain phenomena that had no rational explanation, I was therefore forced to re-examine my whole approach to life since nothing in my previous life had prepared me for the mysteries that would soon start unfolding around me. 

I began to consult science since I had always gotten good grades in the subject and since I enjoyed conducting the experiments, and I quickly found out that science didn't have the answers that I was looking for and that it wasn't even as old as the African Mystery System or as old as the Egyptians or as old as the Mayans or as old as the Aztecs. And armed with this startling revelation, since my father had always talked about putting science before everything due to working on sophisticated items for a government contractor, I decided to give science another chance, and I started talking to others in the scientific field, however, they were frightened of the unknown and wanted nothing to do with the things that they simply couldn't understand.

So, I contacted members of the clergy and they couldn't explain it either and simply said what we don't know God knows, however, this wasn't enough for me because you see I'm the consummate thinker and the quintessential seeker and the ultimate investigator since I'm not afraid to explore any mystery no matter how difficult or perplexing it might be. And given my aforementioned make up I started to search out other sources because I knew that the modern day humans couldn't be the only ones to experience this perplexing paranormal phenomena since this is something that is millions and millions and possibly even billions of years old based on its uncanny ability to do whatever it pleases  to us humans who are by all accounts more sophisticated than all of the humans that have ever lived before us, but yet we are still plagued by the same phenomena that was harassing the humans in the bible and that was also present in medieval times, so how far have we  really come when  we don't even have basic defenses against the Paranormal Entities, which include the Extraterrestrials, that continue to enter our space and that continue to harass and to abduct our fellow human beings while our leaders are powerless to do anything about their presence or about their citizens being taken hostage and raped and mutilated and experimented on and killed. 

I'm just saying.  

Now based on my encounters with the clergy and with certain members of the scientific community that were afraid to even approach the subject of Extraterrestrials and other Paranormal Entities, I was able to determine that we as human beings have never been able to use physics or any other science to explain the Paranormal or the existence of Extraterrestrials or UFOs, and that we are simply wasting our time by trying to use scientific methods to explain what cannot be explained since what we're dealing with is beyond the kind of physics that we're using in this particular realm.  Our limited physics and scientific methods can only help us better observe what others have been seeing for years. Cameras and audio recordings and video cameras simply help us capture the moment of the occurrence, however, they can never be used to fully explain why the phenomena exist or why it's able to exist in our realm when it completely different from anything that's here. Scientific devices such as the camera will also never explain how the dimensions are being connected with one another since some of the Paranormal Entities including the Extraterrestrials are dimensional creatures. In addition, the camera will never be able to tell us whether or not  we can also be seen in the other dimensions by those that are just as curious about us as we are about them.

Science has its limits and given what I've learned as a fourth dimensional thinker, I know for a fact that we are being seen in the other realms and that this is part of the reason that some of the Extraterrestrials are traveling here since we are also appearing as Paranormal Entities and as visitors in their realms, however, this isn't the only answer because some of these beings are from our universe and they're determined to colonize this planet in very much the same manner that the Europeans did when they traveled all around the world conquering and civilizing and bringing Christianity.  

Now I'm going to share something with you that caused me to be open to more than one explanation. Carmichael Wolfe became a teenage paranormal investigator, which  is rare, after his high school biology teacher played some audio recordings in  the class room that had clearly captured the voices of the dead. The audio  recordings were made at a cemetery and there was a young woman that was  approximately twenty to twenty one years old based on the sound of her voice and our closeness to her in age, and she was saying, "Where am I. Someone help me, I'm scared." And there were some older voices that were coming to her aid and  they sounded like men and women that had died in their 40s 50s and 60s and they  were saying, "Don't worry everything will be all right." The older voices were  clearly coming from a group of humans that had been dead for quite some time and  that heard her calling out for help since she was still trying to figure out why  she was no longer with her mother and father and why she was in a cemetery  without anyone that she knew.



The older spirits had clearly gotten past the shock of being  separated from their love ones. 


 
 I have investigated all manner of  things including a piece of paper that was allowing African Americans and  Hispanics to see the face of Jesus.

Below is a link to my show that will allow you to listen to two never before heard Extraterrestrial accounts as well as some information on the connection between dead humans and Extraterrestrials and UFOs. Plus you'll be able to hear about certain African American-to-Extraterrestrial encounters and what they could have possibly meant for our nation.

http://www.blogtalkradio.com/lyceum-of-the-wolfe





 
 

The Swastika is classified as being the world’s oldest known symbol since it has been around for well over 3000 years, and it is universally accepted as being an undisputed symbol of power.


Throughout the years the Swastika has been called by many different names and it has been shared by multiple cultures. For example, the Chinese call it Wan while the English know it as Fylfot, and the Germans called it Hakenkreuz prior to Hitler and the Nazis misusing the symbol.


The Ancient Greeks also used the symbol and they called it Tetraskellon and Gammadion, however, the current name finds its roots in India since the Indians call the symbol Swastika. The Swastika as it is known today was also used by certain Native Americans as a totem since the Swastika symbolizes life, sun, power, strength, and good luck.


For the Chinese all four directions were equal and meant the same thing, however, there are some cultures that view the Swastika in a different light. For example, some cultures refer to the clockwise Swastika versus the counterclockwise Swastika which is generally accepted to mean bad  luck.


The Swastika was erroneously used by the Nazis and by Hitler as a symbol of national pride, however, as previously stated the Germans already had a history with the Swastika which was known to them as Hakenkreuz, and since the Swastika started out as a religious symbol it will always remain as one for the vast majority of people since the word Swastika was originally taken from the Sanskrit word Svastika where it translates to “Su” for good and to “Asti” for to be and where “Ka” is used as a suffix.


I have provided this same information to many Neo-Nazis that never knew the origin of the Swastika and that thought that it was an invention of Hitler and the Nazis, however, many have had a change of heart once they find out that the symbol never meant hate as it is often portrayed in movies. 

I am qualified to make the aforementioned statements due to my educational background in history which is mentioned in the section that's right next to my blog posts. I have always been interested in symbols and spent countless hours in school conducting the kind of research that allows one to understand the true nature of the Swastika prior to it being perverted and accepted in the Western World as a symbol of hatred. The Swastika never meant hatred and we shouldn't accept it as a symbol of hate because to do so is to give a man like Hitler the kind of power that he doesn't deserve. 

If we are looking for some profound words that a man from Europe spoke then I propose that we choose the words of the German Philosopher Georg Wilhelm Friedrich  Hegel  instead of  Hitler because Hitler didn't have a single intelligent thing to say unlike Hegel who said, "Governments have never learned anything from history or acted on principles deducted from it," and "Mark this well, you proud men of action! you are after all, nothing but unconscious instruments of the men of thought."


I refuse to give Hitler and the Nazis the kind of power that they don't deserve and I firmly believe that rejecting their offensive redefining of the Swastika is the beginning of cleansing ourselves of the horrible condition that Hitler and the Nazis left the world in after World War II and after the atrocities that were committed during the Holocaust. And if we are to remember anything about the Swastika that was misused by the Nazis in their ridiculous flag, it should be that Hitler and the Nazis purposely stole a time honored religious symbol and added it to their Nazi flag simply because they collectively lacked the intelligence and the creativity and the originality that was required to come up with something new.




Carmichael  Wolfe “The Eclectic Novelist”
Author of The Playground
ISBN: 1608447669